|TRICARE Prime||TRICARE Standard|
|Overseas program||A managed care option offering the most affordable and comprehensive coverage to active duty families living overseas.||TRICARE Standard Overseas is a fee-for-service option, which allows you the most flexibility in getting care, but will cost you more out-of-pocket than one of the overseas Prime options.|
|Annual deductible||There is no annual deductible unless you're using the point-of-service||The annual outpatient deductible
You pay nothing,
unless using the point-of-service option
Note: Active duty service members can't use the point-of-service option.
Active duty family members: 20% of billed charges for covered services after the annual deductible is met
All others: 25% of billed charges for covered services after the annual deductible is met.